Kivo Mock-Up

TITLE

Kivo

ABOUT

Exploring near-future banking interfaces by addressing individual user needs through a conversational approach through an conversational banking interface.

WITH

Jasmin Brunschwiler

IN

2026

CONCEPT

Kivo is a banking app built around a conversational user interface, designed to simplify financial workflows and deliver personalized insights into spending habits. By adapting to individual needs, it enables more intuitive money management while actively supporting users in improving their financial literacy.

The concept consists of four main features: Smart notifications, home screen widgets, a floating chat bot and customizable insights.

Kivo Mock-Up

Smart Notifications

Proactive push notifications keep you informed

Home Screen Widgets

Quick access to key metrics

Floating Chat Bot

Call Chat outside of the app to start a transaction

Smart Notifications
Home Screen Widgets
Floating Chat Bot

DESIGN SYSTEM

A comprehensive design system was developed, encompassing a cohesive color palette, typography, spacing guidelines, and reusable components.

The distinctive form language—defined by uneven corners is consistently applied across elements, creating a unified and recognizable visual identity.

Color Palette
Components
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